Blog: How Do Stock Options Work?
What are stock options? Stock options represent the right to buy company stock at a fixed price (“exercise price”) during a fixed time period (usually 10 years). Stock options are… Read More
Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Blog: 6 Financial Goals To Set For 2022
It’s no secret that 2020 and 2021 were challenging years to say the least. We are going on two years of living through a global pandemic. We’ve heard of cargo… Read More
Blog: How To Start a 401(k) Plan
You’ve heard the term 401(k) or Roth 401(k) and you know it’s a great way to save for retirement. But how do you start a 401(k)? Are you able to… Read More
Blog 529 vs UTMA: Which Plan Should I Choose?
When saving for your child’s future, there are a few options to consider. Many people are not sure how to determine whether a 529 or UTMA account is better. Knowing… Read More
Blog: Buying I Bonds To Beat Inflation
Are you looking for a way to fight inflation in your investment portfolio? Inflation rates have been hitting highs not seen since 2007 and purchasing power is a big concern… Read More
Blog: What You Need to Know When You Inherit a 401(k)
Inheriting a 401(k) isn’t always as simple as inheriting a home or other types of assets. The IRS has detailed rules about 401(k) beneficiaries that say when they must receive… Read More
Blog: 3 Tips To Maximize Your Open Enrollment 2022
Open enrollment 2022 is here. From November 1, 2021 – January 15, 2022, you have the option to change your health insurance plan, increase your life insurance coverage, and decide… Read More
Blog: The Complete Guide to Restricted Stock Units
Are RSUs part of your compensation package or are you looking at a position that offers RSUs? RSUs can become a significant part of your net worth over time. It’s… Read More
Blog: Apply for FAFSA 2022-2023
Every person who is about to attend college should know about the Free Application for Federal Student Aid and the process to apply. October means that the FAFSA applications are… Read More
Blog: Big Changes For Public Service Loan Forgiveness
Do you want your federal student loans to be forgiven, and have you been working for the government or a nonprofit? If the answer to both is yes, here’s some… Read More
Blog: 8 401(k) Benefits You Should Know About
There are many benefits of 401(k) plans, and some are less known than others. A 401(k) is a type of retirement plan offered by an employer in which the employee… Read More
Blog: 5 Tips For Your Settlement Money
Did you just receive a sizeable amount of settlement money? It’s probably an emotional time for you, but you’re also thinking, “What should I do with all this settlement money?”… Read More