Blog: What Happens to a 401(k) When You Quit Your Job
Most Americans today have an average of 12 jobs in their lifetime. Gone are the days of getting a job straight out of school and staying there until the day… Read More
Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Blog: UGMA vs UTMA
Do you want to set some money aside for your child? There are several ways to help set your child up for a strong financial future. If a 529 college… Read More
Blog: How Does A Mega Backdoor Roth Work?
A Mega backdoor Roth is a retirement savings strategy that could allow you to put up to $38,500 in a Roth 401(k), on top of your regular $19,500 annual contribution.… Read More
Blog: How Do Employee Stock Purchase Plans Work?
Do you want to fully understand and maximize your employee stock purchase plan at work? Here are twelve tips to help you get there! #1 What is an employee stock… Read More
Blog: How To Calculate ROI On Rental Property
Are you thinking of buying a rental property? In this video, I’m going to teach you how to compute the rate of return or ROI on your potential rental property.… Read More
Blog: Should I Max Out My 401k?
Should I max out my 401(k)? This is a common question. After all, when it comes to retirement savings, isn’t more always better? In this blog, we will answer the… Read More
Blog: Solo 401(k)
Have you heard the term “Solo 401(k)” and wondered what it is? The name basically describes the plan. It is a 401(k) plan with only one participant. This plan is… Read More
Blog: Emergency Fund: How Much Should You Save?
What would you do if your car needed major repairs? What if you lost your job or were hospitalized for a long time? These are things we don’t want to… Read More
Blog: Fidelity Index Funds for Beginners
Around 90% of stock mutual funds underperform index funds, while charging higher fees. Why would you pay more, for getting less? In this blog, you will learn all you need… Read More
Blog: SEP IRA vs SIMPLE IRA (For Self Employed)
Are you self-employed or do you run a small business? Would you like to lower your taxes and start saving for retirement? This video teaches you two ways you can… Read More
Blog: Can You Rely on Public Service Loan Forgiveness?
Many student loan borrowers spend years paying off their debt, but forgiveness programs can help cut that time down. The Public Service Loan Forgiveness (PSLF) program allows certain federal student… Read More
Blog: Roth IRA vs Traditional IRA vs 401(k)
Should you contribute to a Roth IRA, Traditional IRA or a 401(k)? In this video, I’ll share everything you need to know about a Roth IRA, Traditional IRA & a… Read More